Tag Archives: Homes

Number Of Families On The Streets Without Homes Increases

The number of families on the streets and without homes has increased. The recent recession has driven families into shelters for the homeless in 2009 according to a report by the federal government. In 2008 there were 159,000 shelter seeking families but in 2009 the number went up to 170,000 according to HUD. In all the families comprised of 535,000 individuals.
The number has slightly fallen since the last one year from 1.6 million to 1.56 million. It calculates to 1:200 Americans being without homes.

In 2009 in a single night of January there were more than 643,000 persons across the nation in this plight. But the number actually out under the skies and on the streets is less. Over 60% availed of emergency shelters or temporary housing programmes. 37% were living on the streets or in other locales not meant for human habitation. In 2008 nearly 42% were on the streets.
HUD secretary Shaun Donovan said, “As a nation we appear to doing a better job sheltering those who might otherwise be living on our streets, but clearly homelessness is impacting a greater share of families with children”.
It is the economic fallout that has triggered this swelling of numbers of homeless households. In 2007 the number was a modest 131,000. Increase in job losses have led to increase in loss of homes said assistant secretary of HUD Mercedes Marquez. The figures available right now do not present the total picture as many are camping with friends and relations; but later they will land up in the homeless shelters. 29.4% of the adults in the families living in shelters said that previously they had been living with others. In 2007 the number was 24.2%.

The feds have stepped up help for those on the streets chronically. On one night in January 2009 there were 111,000 habitual homeless wandering the streets. It has gone down by 10% from the previous year and 30% from 2006. Marquez commented that this was because of the building extra permanent housing. About 42,000 beds were increased from 2006 to 2009.

In 2009 more families stayed longer in the shelters. The average number of nights increased to 36 from 30 of the previous year. Most of the heads of the families were women below 31 years of age. Most of the children in the shelters were below 6 years. But a greater number of families comprising of two adults headed by a father only also succumbed to homelessness – all victims of the recession.

Kevin Simpson is a consultant with experience in Cheap Homes Listings. With his knowledge in the real estate market, he provides information over the best investments in Idaho cheap homes listings for future owners and sellers

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Downsizing Homes – An Option For Struggling Families

With home foreclosures occurring at alarming rates, it’s clear that many American homeowners got in over their heads with their home purchase. While it’s obvious that many made bad purchases or took out loans with bad terms, there are also many homeowners that simply bought more house than they needed. While that may not be a bad thing, it becomes a bad thing if you can’t afford the house. If you could have drawn up cottage house plans and been just fine, but instead opted for a 6-bedroom McMansion, there might be a reason that you’re going through the foreclosure process. For those that haven’t lost their home, however, there can still be options.

If you’re looking to pay less on your mortgage, down to something you can afford a little easier, downsizing might be the way to go. Of course, that means you’ll have to sell your current house, which may be a dicey proposition if you’re underwater on your mortgage or if you’re in an extremely tough real estate market. But let’s say you’re able to sell your house that was built with French country house plans. What next? There are several ways to downsize while still giving you and your family a sturdy and comfortable home to live in. What you’ll likely have to do is make some concessions. You can downgrade all sorts of things, from lot size to the maturity of landscaping and trees. It all depends on what is important to you-and what isn’t.

The first thing you should do is make a list of what you love about your current home, and what you could easily live without. You might see some convergence in those two lists. For instance, you might love your workout room, but realize that having such a space is a luxury that you really don’t need. Or your theater room, which is so great to watch movies in, really only gets used once or twice a month. Is that really necessary to have another room added to the ranch style house plans just to have this type of room? For some people the answer may be yes, but for most of us, having a home we can afford is worth more than all the movies in the world. That’s why downsizing-at least smart downsizing-is becoming a more attractive option for some. As an added bonus, when you learn to live without the things you don’t really need, your life becomes less complex.

Whether you are downsizing or building your dream home, House Plans and More is the place for you to go. With a wide assortment of cottage house plans, French country house plans, and ranch style house plans, House Plans and More is the only name you need when you’re talking about house plans. Log on today and learn more about how you can find the perfect plan for your style!

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Building Homes During Recession

English humorist Jerome K Jerome exasperatedly remarked, “I don’t want a house that has got over all its troubles; I don’t want to spend the rest of my life bringing up a young and inexperienced house.”  Since the concessions of the Government on acquiring housing loans and other provisions on energy efficiency subsidies, the efforts generated enough benefits from the public sector as well as the property and business sectors.  It yielded a moderate home-building boom in Australia.  This is thanks to the First-Home Owners Grant which Australian homeowners welcomed and threw themselves in a residential building frenzy.  The first-time owners are even willing to get additional cash loans to add to their construction funds since every dollar helps in providing a modest house.

But before digging the first shovel of dirt for the house, first-time homeowners should seriously think of answers to certain important questions such as these: How much would building a house cost?  Who will draw the plans?  Should I try pre-fabricated houses or build from scratch?  Where do I start fleshing out the details?  All these questions and others can be answered through meticulous research that comes with planning a house.  House building experts advise first-time homeowners to look for and talk to these important persons: the architect, the builder, the plumber, and even the electrician.  Of course it would help if the owner knows something about house building or at least one or two things about it.

For people who were fortunate enough to get grants from the Government or even those without grants but are planning to build their own house, there are major things to consider from start to finish.  Like in establishing a good business, choosing a good location for the house is the number one priority.  The location should match the lifestyle of the owner.  Should the house be near the office or school?  Should it be near the beach or a park for the kids?  It is also wise to look into new development areas because there may be added benefits in living there.

The next important thing to research on is the house developer.  In choosing one, look for developers with years of experience, including the quality of businesses they have built and the land packages they have sold.  House experts recommend first-time homeowners to ask for references from the developers’ clients.  After choosing a suitable location and a good developer, the next thing to do is to look at display homes of the developers or builders, including their plans.  Inspect the quality of the finished houses and make a comparison between several designs and costs.  Most importantly, first-time homeowners should carefully study all the details regarding the materials to be used as well as the services to be rendered.  Still, even if owners exceed their budgets, they could always rely on fast loans to cover unexpected expenses.

Johan Kriegbaum, online marketing manager of Payday Cash Loan,Australia’s preferred short term lender, shares his insights on money matters. Founded in 2005 Payday Cash Loan has helped thousands of Australians with their fast cash loans but that’s just the short term solution. Payday Cash Loans also helps people in the long run by providing budgeting tools, e-books and individually researched articles on money matters and financial tips. The aim is to assist people in achieving instant and long term financial freedom.

Homes For Sale In Magnolia Texas | Magnolia Texas

Are you bored of the same house you are living in last 10 15 years? And you want to change every aspect of your house? Texas New Home Builder will make an entire list of your requirements and will plan the design to make it look different and unique. It can also be according to your imagination. The best part in hiring Single Family Home Builders is that they work according to your needs and will give you a house exactly as you want it to be. Now its time for you to do the revolution in your house by trying something new and innovative. There are many magnolia Texas property who can give a new look to your house without crossing even your budget limit. If you feel jealous by looking at others new house then it your turn to have one.

There are magnolia new homes that provide customized home building at reasonable costs. If you hire Texas New Home Builder, then you can find them on Internet as a reliable and experienced company giving affordable services. Who has the right expertise will not disappoint you be a proud owner of a tailored and designed new home. The home will reflect your personality with style. So, dont waste more time and use Internet to find a reliable provider in Texas Custom Home Builder. So if you are a person who is not happy with your current home then you must not take much time in thinking for a home remodeling. You have so many idea and you have also imagined a new home then why waste time? By a small search on internet you have a whole list of custom home builders and then you can start off immediately. Remember a house is places where you relax, unwind and be at peace so do not compromise in this as it will always pay you more in terms of security, shelter and room for peace and relaxation. There is not much paperwork needed in the process of building homes in Texas or elsewhere. You just need necessary permits to start your house construction. Leading Texas Custom Home Builder helps their clients to obtain the permits and also keep the follow ups with the departments for hassle-free arrangements for their clients.

If your preference is to have magnolia properties to make a home that is environment friendly, then you can also take this option by planning out with the home builder. Ask as many questions you have in your mind and discuss as many ideas you have kept in your mind for many years. Thy will give importance to each and every point you discuss and will go ahead according to your imagination. Texas New Home Builder can also redesign your home when you want to achieve the right look. These custom homes let you have any thing you want from passive solar heating to bamboo floors, from skylights to geothermal cooling and heating systems and more. By giving your personalized inputs, you can create an environment which you will always love to reside in for years to come.

Author, James Camroon specializes in writing about magnolia realty, magnolia new homes, magnolia tx, magnolia homes, real estate magnolia texas, lake conroe tx, new homes in Montgomery, new homes tomball, conroe real estate, magnolia house & conroe homes for sale.