Tag Archives: Citizens

Need Self Defense for Senior Citizens? Buy Personal Alarms

Human beings are the most dangerous creature ever to walk the Earth. I am not saying all humans are bad; in fact I like to think that the vast majority of us are caring, thoughtful, non-violent creatures that pose a threat to absolutely no one. However, I am not so naive that I don’t realize the fact that there are those of us out there that truly live without a conscience and have no trouble nor lose no sleep over hurting others for their own personal gain. What really concerns me is that these bad people I speak of are not always entirely unintelligent and because of this they are going to choose targets they feel will give the least resistance. These bad guys (and gals) are going to take advantage of people they consider to be of inferior strength when choosing someone to mug and you know who oftentimes fits that bill? Senior citizens.

 

Time unfortunately slows us all down and as a result our growing senior population is finding themselves the target of more and more wrong doings. This is something that should concern each and every senior citizen and why every senior should have a means of defending themselves in the unfortunate event of an attack. The options for defending one’s self are relatively vast but the one that makes the most sense for senior citizens, in my opinion, is personal alarms. Personal alarms are ideal for seniors because they are completely safe to use, unlike a firearm, self-defense baton, pepper spray, stun gun or any of the other most popular choices available when discussing self-defense.

 

A personal alarm does not work by incapacitating an attacker but by hopefully scaring them away with the fear of being apprehended. You see a criminal will not have a very successful criminal career if that criminal is not afraid of being caught and a great way for a criminal to be caught is for people to be watching when he or she commits a crime. And what is a great way to draw people’s attention? How about with a 130 decibel shriek from a personal alarm? That will usually do the trick and when an attacker hears that shriek he or she knows darn well that anybody in the nearby vicinity heard it as well and will be looking his way immediately. I think chances are pretty good that the second a senior citizen sets a personal alarm off that the majority of criminals will turn tail and run from the scene.

 

So if you are a senior citizen or anyone that wants to add a very effective measure of safety please consider buying a personal alarm.

 

Stay Safe,

 

Carl Vouer

 

To see more items of self defense for seniors or buy personal alarms please visit us online.

Carl Vouer is a proud distributor of non-lethal self defense products and home security systems.

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How to Organize an Outside Event for Senior Citizens

Designing an incident for senior citizens will be tricky especially if you are doing not belong to their age group. But if you are close to your folks, grand parents or uncles and aunts you can find different ways that to form arrangements for such an event. Typically people become a lot of emotional and touchy when they reach their retirement age and need extra attention. Therefore if you’re given the task of arranging an event for them you should grasp a few things about folks of that age group before arranging the event. So before arranging any event like a reunion, a retirement party or even golden jubilee anniversary of a couple put in writing some things and make the arrangements accordingly.
? Look for good and well reputed event Rental Company thus you’ll be able to get sensible quality equipment for the event. You’ll find lots of them on the internet. It’d be higher if you decide on the service near you.

? Having an issue for a party will make it a lot of attractive and fascinating, however it is very obvious that you do not want to have a very adventurous and totally different theme. You need to create a good and subtle ambiance for the gathering however it ought to not be too uninteresting and boring. Therefore opt for a appropriate theme. As an example you’ll be able to pick a subject of an recent Hollywood movie of their era.

? Although senior voters are sometimes not terribly busy and have masses of free time but it might still be higher to arrange their event during the day so they can finally end up early and go home to rest.

? Venue should be nearby therefore they will reach the place simply in time.

? Your event rental company may have stylish and well designed furniture except for senior citizens comfort comes first. Create certain that the sofas and chairs are comfy enough for them.

? There should be an adequate number of tables on the market with their seats so the guests do not have to look for a place place their belongings like purses, hats etc.

? Keep the age cluster in mind before choosing the menu. Most seniors are not permitted to possess made or spicy food, thus choose food for them accordingly.

? While serving alcohol keep an eye fixed on the guests and create positive nobody gets additional alcohol than they should.

? Games will build any party additional enjoyable; you’ll organize bingo for the guests. ‘Play name that tune’ would also be a sensible possibility for them. You can play the music of an previous song from their teenage era and allow them to guess the song. This will take them back to their days of youth.

? Continuously keep medical facilitate readily available once you arrange such a happening, as a result of excitement can sometimes cause medical emergencies in seniors.

Robert Mccormack has been writing articles online for nearly 2 years now. Not only does this author specialize in Retirement for Seniors ,you can also check out his latest website about: Retirement for Seniors Which reviews and lists the best 25 Amazing and Affordable Places to Retire in the United States

Union Budget Has Left Senior Citizens Soaring And Dry

A first look at the budget may indicate that it has done more than needed for the senior citizens. However, as you get deeper into it, the euphoria fades.

DNA takes a closer look at the provisions applicable for senior citizens.

Reduction in age limit to 60 years
The government has reduced the age limit of senior citizens from 65 to 60 years. To be eligible for the senior citizen benefits, one has to complete 60 years of age by March 31, 2012. This has created more number of senior citizens.

However, instead of only lowering the age limit, an increase in the interest rate on the senior citizen scheme, which is still 9%, would have done more good.

This is just a stop gap measure used until DTC (direct tax code) will commence on April 1, 2012. The government just seems to be buying time, said Jayant Pai, vice president of Parag Parikh Financial Advisory Services Ltd.

If the number of senior citizens increases, the avenues for them should also expand. The interest rate for senior citizen scheme is not on par with the bank rates and remains unlinked to inflation. The holder cannot even break it and deposit it in the bank.

Currently, the fixed deposit rates offered by ICICI and SBI for 8-10 years are 9.25% for senior citizens. This is higher than the Senior Citizen Savings Scheme which gives 9% for a five-year investment.

Since the interest on it is also taxable, they should have increased the 9% to comfortable levels, said Nikhil Naik, managing director of Naik Wealth.

Rate of interest at 9% is not sufficient to meet the daily expenses including the increasing medical expenses. The additional benefit of only 0.5% to 7.5% is not enough, said Renu Pothen, research manager, Fundsupermart.com

I have been deceived by my husband and son thus having no financial support. So obviously for a senior citizen like me the government has not empowered me in anyway. It is difficult to fight the rising medical inflation when investment avenues like the Senior Citizen Savings Scheme are still capped at 9% which is even lower than the FDs offered by banks. said 65-year-old Renuka Sanghavi residing in Andheri (east), Mumbai.

Very senior citizens
The finance minister has introduced the very senior citizen category for 80 years and above. They will have an exemption for upto Rs5 lakh.

The very senior citizen category looks more as a marketing gimmick. According to Indiastat.com, for 2011-15, the projected average life expectancy of Indian males is only 67 against 69 of Indian women. So there will be less number of people who can actually avail the benefit.

It is a good move. However, 80 years looks too high considering our life expectancy is so low. Instead, the government should have capped it at 70 or 75 years so that many of them could enjoy its benefits, said Naik.

He also added that the exemption upto Rs5 lakh is high as there will be very few senior citizens earning that much. In addition, most children transfer money from India or abroad to their parents for their living expenses, hence it shows that they are dependent and not on their own.

The very senior citizen section is innovative, but may not be helpful in the long run because 80 years looks too long a life to enjoy those benefits. The gap between senior citizens and very senior citizens is wide, hence, it should have been lowered to a more comfortable age limit. This move will neither be of use to the very senior citizens nor the government. said a 64-year-old senior citizen from Andheri (west), requestinganonymity.

Exemption limit
The basic exemption limit for the senior citizen has been raised from Rs2.4 lakh to Rs2.5 lakh. The increase in no-tax limit by Rs10,000 serves no real purpose.

A mere increase of Rs10,000 is no good. The tax burden should be lessened at least beyond the retirement. The exemption limit should have been raised to Rs5 lakh, said Raunak Roongta, independent financial planner in Mumbai.

The tax exemption limit of Rs2.5 lakh is not sufficient. We feel that the government should do more for this category of citizens, for whom even social security benefits are not available similar to the US, said Pothen at Fundsupermart.com.

Source: [dnaindia]

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Senior Citizens Have Changing Nutritional Needs

One of the most common problems that senior citizens have is nutrition. Many do not eat properly. Following a well-balanced diet is one way to improve nutrition. For senior citizens who have a home health care professional assisting with meal plans, this is less of a concern. Aging parents or loved ones that live alone may not be eating the recommended daily allowance of vitamins and minerals.

Those over 50 years old should increase their intake of vitamins D and K, as well as calcium and anti-oxidants. Vitamin D helps the body to absorb calcium. Together, calcium and vitamin D help to reduce osteoporosis while strengthening bones and bolstering the immune system. They also keep the nervous system functioning well.

Stomach acid production is reduced or lost entirely in about a third of all seniors. As a result, certain vitamins, such as B6 and B12 are lost. The absorption of folic acid is diminished as well. This can alter alertness and reduce circulation in the fingers and toes.
Memory is also affected.

While vitamin and mineral intake should be increased, the consumption of both salt and sugar should be reduced. Salt, or sodium, is one way of increasing blood pressure and reducing circulation. Too much sugar can increase the risk of diabetes and trigger other ailments.

One reason seniors eat more processed food is that it is easier to prepare. Those that have dentures or painful teeth find it easier to eat. Seniors that do not have someone to help them with cooking and eating, such as home nursing professionals, have a more difficult time finding and eating the right foods. In many cases, they may not know that they even have a problem.

Another problem facing seniors is the conflict of prescription medication with the body’s absorption of vitamins and minerals. Patients should ask their physicians or home caregivers whether the medicines they are taking are prone to causing vitamin deficiency. This problem can often be counteracted by taking vitamin supplements or changing dietary habits.

Senior nutrition is different from nutrition for others. They need more help in making the correct food choices. Their saliva production is reduced. Their ability to make decisions may be diminished. They may be unaware of the increased physical needs that they have. Their appetite is diminished. Many seniors only eat one or two meals per day. This causes a loss of weight and also a loss of the vitamins and minerals that they should be ingesting. The home health care professional can assist with these issues, as can an adult child or loved one that lives with them or nearby.

Author is a freelance copywriter. For more information on home nursing, please visit http://www.interimhealthcare.com/.

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Senior Citizens And Their Housing Program

Fortunately for Americans, the U.S. Federal Government has established a comprehensive housing program for the senior citizens of the country through the Department of Housing & Urban Development (HUD) primarily leading the implementation of affordable and useful alternatives for this sector.

In tandem with the Environmental Protection Agency (EPA), the HUD seeks for organizers and volunteers in the respective communities all over the country to draw up plans and programs for senior citizen housing. This is also supported by the country’s HOME Investment Partnership Program that gives out federal funds to localities within the states that need funding for housing particularly for them.

Among the highlights of the program is to give various options for oldsters to select their preferences. Elderly people can stay in their homes, rent an apartment or choose to go into an established care facility specializing to meet their emotional needs.

This type of accommodation has been foremost in the government’s agenda to give medical and non-medical support to this sector that is oftentimes forgotten or ignored. Thus, the trend has been to grant independence and the privilege to choose which location or setup he or she wants.

When the older people have younger members of the family supporting them, the family can proceed to seek assistance through HUD approved counselors who provide the much-needed data and information about different programs and various appropriate housing communities.

A database on all the states is kept for rendering information about where the elderly can reside or the options made available for him to meet his needs. For those who can afford private housing, there is the privately-run institution that constructs homes or apartments designed either as a single and detached unit or communal accommodation where those who have reached the golden age can interact with each other.

There are even options for them to continue residing in their homes and to get a credit line against the equity on the home, either paid in full or has a small outstanding balance. The HECM, or simply housing assistance, persuades them continue to live in their own residences, to use some money for repairs, improvements, or to pay for monthly rentals.

Unlike before, nursing homes are not the only available option for oldsters to where they were automatically sent by their families upon reaching a certain age. Instead, the housing programs for the elderly in the country have been redesigned to make living comfortably also living healthily. However, senior citizen housing communities are not complete without the usual medical assistance or services offered by nurses, caregivers, or counselors who help in preserving the good health of the pensioners. The services also include non-medical needs like shopping and doing laundry.

Choices abound for retirement homes, whether living independently or communally, or for bigger communities that cater to social and emotional needs of senior citizens. Those who have been impaired by illness or have been affected mentally as in memory disorders or are in great risk from a terminal sickness are given priority by the federal government through the specialized centers for that purpose.

Housing woes like mortgage repayments have also been attended to carefully by the federal government by the Housing Choice Vouchers for the economically disadvantaged senior citizens. The multi-faceted housing program of the government for elderly people is indeed laudable. These programs make people look forward to their golden years as non-threatening to one’s future. The federal government has been in full swing to continue to make housing programs for senior citizens and has specially handled this issue with care.

Reading on the subject.

Importance Of Senior Citizens Care & Assistance

Seniors have it more difficult than other groups. While young people may suffer financially, they can at least get a job. For a senior, jobs are often out of the question. You basically have to live on what you have and that it.

Every health facility wants to hire nurses with a certified degree no matter for which nursing jobs they are applying for. Nursing assistant jobs are not very difficult to find in the US because their demand has increased considerably in the past decade. All you have to do is decide what exactly you want to do and you can apply for a course which at the most takes one or two years.#

Studies have shown that seniors those are helped or get senior citizens assistance are happier and live longer than others who live alone or with estranged families. It is a simple truth that when you have attentive care and pleasant company you tend to overcome the pitfalls of aging more successfully.

For those who have been independent most of their lives the idea of assisted living and senior citizens assistance may take some getting used to but there is a far greater alternative that can give the senior more of an outlet to enjoy their lives while still maintaining their independence with a little help.

As we age, the tasks associated with daily living become more onerous. This has resulted in the creation of a variety of living options for seniors that reduce some of that burden. Assisted living is one such option, one that is becoming very popular these days.

These senior citizens assistance communities typically offer meal service, housekeeping, social activities, medication assistance, and transportation for medical appointments and other pleasure trips for seniors.

Many senior citizens or people with disabilities or injuries make use of assisted technology-tools, products, or kinds of equipment that help people perform tasks and activities.

An assisted living facility needs to be considered when an elder loved one is unable to take care of themselves in their activities of daily living (ADLs). A nursing home is a practical option when other attempts to safely maintain your elder loved one at home have been exhausted.

One of the benefits of AL is that it takes care of many of the needs of seniors, while still giving them a sense of freedom. They help prepare meals, assist with medication dispensing, do periodic housekeeping, and even help manage the finances of the elderly.

Aging is not fun for anyone, but you can make the process better and help senior citizens by planning for providing senior citizens assistance and donate to senior citizens.

Senior Citizens Bureau provides Senior Citizen Care & Assistance. People those are wishing Donate to Senior Citizens can help them via online.

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Retirement Jobs Revitalizes Senior Citizens

Why is it that most seniors return to work after their retirement, and take on retirement jobs when they should be easing up and enjoying their social benefits? The reasons are myriad, and among these (not necessarily in order of preference) are money, boredom, feelings of uncertainty, the need to help children, the need to regain sense of self, and last but not the least, to gain happiness and peace in their lives.

Money is the common denominator of all people who work, and seniors also need additional money to supplement their retirement pay, more so if the senior has children who need special attention and support, like children with some disorders and are handicapped, or children who seem to be always out of money and then ran to the parents for some temporary support. Retirement jobs are also needed to act as buffer to the uncertainty of the future like unexpected illness or accident which may require financial outlays often not included in one’s contingencies. People who have worked for almost their lifetime cannot be without work, for work to them has become their daily habits, and as the saying goes, habits are hard to break. Work is like therapy to them, and idleness gives rise to boredom. Social interaction and friendships in the workplace are also greatly missed upon retirement, and some seniors experience the compelling reason to work again, as this will give them happiness and peace in their daily existence.

The advent of high technology principally the internet has changed the way seniors are being treated in the world’s labor market. The previous disadvantages and concepts of seniors delivering slow and less than efficient work due to the senility of old age no longer holds water. Seniors today, majority of who are form the baby boom generation, are of a different breed. They are more alert, active and revitalized than their counterparts of the previous generation, giving rise to the dictum 60 is the new 40. This may be because of advancements in all fields of life, including medicine, that illnesses normally associated with the aging process are more being efficiently addressed, and that generally, due to our fast changing world, time goes by faster than the ageing process of man. People age as they add on years but not so much in appearance and thought perceptions. The thoughts, emotions, behavior of a 60 year old are not much different when he was just 40.

Seniors can take on plenty of retirement jobs depending on their own specialization and preferences. There are plenty of employment and manpower services whose jobs are to find employees for the business enterprises where they have tie-ups. The business companies are spared from the hustle and effort of screening and checking the personal background of the workers, as these are done by the employment agencies, and in most instances, also the needed training and orientation for present job requirements. Available retirement jobs can reign from the simplest to the more complex, and the seniors are limited only by their own fields of specialization. Check out manpower sites for further reference.

 

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